Credit markets in developed countries, where demand for credit by financial institutions to pay those back after you calculate your risk based on mathematical models that give everyone a credit note. Financial institutions, creditors and credit rating that is calculated or not, such as credit and interest rate used to make decisions on many issues, such as. Thus, in the U.S., even as rent and low credit scores, credit scores are being investigated as people who have difficulty renting apartments.
Not established a credit rating system in Turkey does not exist. Credit Bureau (KCB) is currently working on this issue and make the credit reporting companies in the U.S., an Experian business in Turkey with the help of mathematical models to determine the credit score etmektedır system quickly.
Currently, many banks in Turkey, while credit credit decisions Bürosun’dan Register, the Central Bank with information obtained from its own funds to form a kind of credit, credit decisions are made.
Experian and the BAC ends to create a special credit score for people with credit reports will be sent to member banks, and through that system by people of different interest rates for loans will begin the process.